The UAE government is pursuing economic diversification and regulatory reforms to promote private sector development. Thanks to its modern infrastructure, developers and investors have been building new residential units to meet the growing demand in the UAE, especially in Dubai. However, what makes the UAE a good place to buy a villa is that developers offer a flexible payment plan to own a home. Many families find this feature attractive as it helps them buy a house and live in a luxurious country even without getting the full cash amount. This article will highlight the best projects that offer villas in instalments in the Emirates.

Why Buy a Villa in Instalments in the United Arab Emirates?

Here are some of the reasons why UAE real estate is the best sector to invest in.

• High-Quality Lifestyle with Affordable Housing: With its top-notch culinary selections, state-of-the-art leisure and entertainment facilities, and world-class foundation. The UAE provides first-rate healthcare, reputable schools, and prestigious colleges, along with a great standard of living. And all of these come with fantastic payment plans at reasonable costs.
• Attractive Rental Yield: The outstanding return on investment is what makes real estate in the UAE appealing. Since rental revenue grows faster than capital appreciation, it is considered a substantial portion of earnings. It can only be accomplished by selling the house or by taking out a mortgage to release a sizable amount of equity.
• Various Residential Areas in the Country: offering a range of townhouses, apartments, villas, and studios at various locations, including Dubai, Abu Dhabi and Sharjah. Throughout the Country, Real Estate Market provides opulent and breathtaking homes and villas.
• Growing Demand: If you want to make money off of the property through rentals, you'll be happy to hear that you may expect to receive substantial returns. People are becoming more comfortable and they have the privilege to rent properties because they can rent the villa to expats working in Dubai or vacationers.

Best Locations in the UAE to Buy a Villa on Instalments

• Abu Dhabi: It is a popular place for investors to purchase villas. The best areas to buy villas in the UAE capital, include Yas Island, Saadiyat Island, Al Reef, Al Raha Gardens, Khalifa City, Hydra Village and Ghantoot.
• Dubai: The famous city that hosts the Burj Khalifa, it is a business centre and a tourist destination. Owning a villa in Dubai is advantageous. There are many places to buy villas there. Some of these are Arabian Ranches, Dubai Hills Estate, and Jumeirah Village Circle.
• Sharjah: The rich cultural legacy and reasonable prices of Sharjah are drawing more and more attention from real estate investors. Sharjah, the third-largest emirate in the United Arab Emirates, benefits from being close to both Abu Dhabi and Dubai.
• Ras Al Khaimah: For those looking to invest in real estate, Ras Al Khaimah is a hidden treasure in the United Arab Emirates. This emirate is a desirable site for residential and recreational constructions because of its beautiful scenery, mountains, and beaches.

Related: In Which Cities Should You Invest in Real Estate?

Types of Installment Payment Options

There are four common payment plans when buying a villa in the UAE in instalments:

1. Post-Handover payment

With this instalment plan, the customer can take ownership of the item before making a payment. It is a payment schedule that starts to accrue when the intended buyer gets possession of the property. Convenience is one of its benefits. The buyer has three options: move in, enjoy the property, or rent it out and utilise the rental income to cover the balance of the payment plan.

2. 10 over 90 payment plan

This mortgage plan requires the buyer to pay 10% of the whole purchase price upfront. The remaining amount is then paid back over time at a predetermined rate or schedule until the entire debt is paid off.

Check out our offers for the best villas with Sea View for sale in Dubai.

3. Pre-handover Payment

Payment is made before to transfer. However, the majority of the time simply a sizable portion—60%, 50%, etc.—must be paid. The defendant receives ownership upon payment of the initial pre-handover amount, with the remaining amount to be paid in instalments.

4. Rent to Own Payment

This works similarly to a regular mortgage in that it lets you make rent payments for a certain amount of time until all of your debt is paid off.

Villas for Sale in The UAE on Instalments by Imtilak Global

Damac Lagoons - Mykonos

This Mykonos project offers a luxurious escape from the city's buzz, with tranquil residential complexes, excellent connectivity, all daily essentials, recreational amenities, and stunning 4-5 bedroom townhouses with spacious gardens and panoramic balconies.

Damac Lagoons - Ibiza

Nestled in the Golf Islands area of Dubai, DAMAC Lagoons-Ibiza offers luxury family living amidst picturesque natural beauty, with easy access to key areas via Emirates and Al Khail roads, all within walking distance of schools, markets, health centres, and various recreational facilities.

Damac Lagoons - Morocco

Nestled amidst lush green landscapes and boasting excellent connectivity, the Morocco project offers luxurious townhouses and villas with 4-7 bedrooms, amidst stunning water features and surrounded by essential amenities and recreational facilities.